Underwriting
Underwriting Guidelines
01
This policy is available for site-built homes, mobile and manufactured homes, landlord properties, vacation homes, and multiple properties. We also accept policies for farms and vacant homes. Each policy must be issued in the name of an individual.
02
The policy cannot be written in the name of an LLC or corporation.
Qualifying Events
What is a Qualifying Event?
Check our event payout table. It will clarify which type of weather event revieves a payout.
With Sola, you get paid a full dollar amount, with no deductibles. Your payout is based on the intensity of the qualifying weather event, up to your policy limit.
Table shows $25,000 as default. To check your policy limit, add your limit amount below*
($2,000 - $25,000)
Hail
$25,000 Policy Limit
Sola Insurance Hail Severity Score (65%) *$25,000 (Always Full Amount)
*The Hail Severity Score measures the overall impact of a hailstorm on your property using verified National Weather Service data. This takes into account factors like hail size, duration of impact, and the level of damage the hail event caused to your covered structure. This data-driven approach allows Sola to deliver fast and fair claims decisions without the hassle of inspections or adjusters.
Wind/Tornado
$25,000 Policy Limit
200+ MPH / EF5
$25,000
165-200 MPH / EF4
$15,000
136-165 MPH / EF3
$10,000
111-135 MPH / EF2
$5,000
86-110 MPH / EF1 & EF0
$3,000